Comments on: The Ultimate Guide to Destroying Student Loans After College

By: David Harvey

David Harvey — Mon, 14 Oct 2019 22:25:23 +0000

I am 62 with a mountain of parent plus loan debt (200k), any suggestions other than the ones given above.

By: Jeff Rose

Jeff Rose — Wed, 31 Oct 2018 23:27:31 +0000

In reply to Sammy. Hi Sammy - A judgement is a tough one because it's court ordered. You can try to negotiate with the original creditor, but you may need to get an attorney. As well, it will depend on the laws in your state. This is really a legal matter that this blogger doesn't have a concrete answer for.

By: Sammy

Sammy — Mon, 29 Oct 2018 15:09:08 +0000

is there any help for a person who is in judgement? Since 2004 I have been trying to get help but to no avail. Ohio State is holding my transcripts and have been since 2004 because of a private loan of 1500. and now it is over 20,000. I have student loans with federal loans, and it has been over 20 years that I have tried to use my bachelors degrees in order to pay my loans but I can’t get a job in my field.

By: Jeff Rose

Jeff Rose — Mon, 15 May 2017 15:05:21 +0000

In reply to Eric M. That's the way to do it Eric. If the debt is high enough, you almost have to hit it with everything you've got until it's gone. The payoff for the sacrifice is that once the debt is gone you're free to get on with your life.

By: Eric M

Eric M — Thu, 11 May 2017 01:21:54 +0000

Fortunately I had my first four years of college paid for by my grandparents. Deciding to stay two extra years dug me a small, yet still painful amount of student loan debt. With a little diligence, and patience, I made the payments every month and on schedule found myself student debt free.

By: Desi Hisab

Desi Hisab — Fri, 24 Feb 2017 11:16:52 +0000

Yes, the key to minimize the impact of debt is to keep control on loans that you borrow. Leaving college with burden of debt is certainly a thing of past. you can manage it with little efforts.

By: James Pollard

James Pollard — Tue, 16 Feb 2016 18:53:30 +0000

Debt avalanche for the win! Some people praise the snowball, but I like mathematics. I’d rather have the cash than the fleeting psychological benefits 🙂