Comments on: The Best Disability Insurance Companies of 2024

By: james scott milmine

james scott milmine — Mon, 08 Jul 2019 16:03:50 +0000

I have Aetna through work. Glad to see they are not on the list & I personally know why. They are the worst.

By: Linda Foote

Linda Foote — Fri, 17 May 2019 01:59:41 +0000

I’m interested in short term disability policy

By: Frank Guziejka,CLU

Frank Guziejka,CLU — Fri, 03 May 2019 00:05:18 +0000

Which one has short term d.i.?

By: Will

Will — Thu, 28 Mar 2019 00:31:53 +0000

Are you serious? You are a CFP and you ranked these companies in this order? Give me a break. No wonder there is such bad advise in the financial arena. The word “partial” disability is not mentioned 1 time in this piece of trash article. What a joke. Most of the companies listed have between $3k and $10k per month with no financial documents or medical exams needed and you ranked assurity higher than anyone else on the list because of a $3k benefit? Northwestern mutual, even though captive, should be listed her as well. Especially before assurity, Petersen (nobody goes to Petersen on a first try basis- they are bottom of the barrel). I don’t think you fully understand Disability Income Protection.

By: ismail

ismail — Thu, 07 Feb 2019 20:13:57 +0000

I am interested in buying a Disability insurance to cover a payment in case of sickness

By: Darlene Jordan

Darlene Jordan — Mon, 04 Feb 2019 17:50:34 +0000

Short term disability

By: Jeff Rose

Jeff Rose — Sat, 26 Jan 2019 23:26:09 +0000

In reply to Martha Mena-Rimolo. Hi Martha - I don't know for sure, but I believe it has to do with the fact that it's a limited policy (not true insurance) but also because I'm pretty sure they have a one year waiting period before benefits will be paid. And of course if it's a group plan, your membership will be automatic.

By: Martha Mena-Rimolo

Martha Mena-Rimolo — Sun, 30 Dec 2018 15:43:43 +0000

How is AFLAC different from any bbn of the above companies.and why is it that they do not have the underwriting requirements that most companies have?

By: nancy anderson

nancy anderson — Tue, 04 Dec 2018 13:53:11 +0000

I strongly encourage you to remove The Standard from this list, if you do just a little bit of research you will find they are well known for issuing bad faith denials. They write up a good policy on paper but when the insured tries to use the policy they hit a brick wall, they have doctors on payroll to cherry pick thru medical records, ignore medical information and flatly lie about patient’s medical conditions in order to issue denials, They hide behind the protection of ERISA laws which prevents any employee from bringing a lawsuit against them. Look up these two doctors who are employed by this company as an example: Richard Handlesman DO and Richard Semble MD…both well known to lie in court. Type in the name The Standard and key words ERISA and Long Term Disability Denials and look at what comes up on the search. Look at Orlin & Cohen Orthopedic Assoc. vs Geico Insurance Company to see one example of Dr Semble who also works for The Standard and how this man completely disregards clear medical information in order to issue a denial of services, this is just one of many cases… they hire doctors who are willing to use their credentials and lie for profit. This is a dirty rotten company hiding behind a bad law that for all intents and purposes gives them a license to steal and they take full advantage of the protection and destroy the lives of those who are fool enough to believe they actually have an insurance policy they can use if they have the misfortune of becoming disabled.

By: Michael Gaudet

Michael Gaudet — Wed, 24 Oct 2018 10:25:32 +0000

How was Northwestern Mutual left off this list. Probably the strongest company out of all of them…