Hi Muoneke – To my knowledge, Betterment isn’t available in Nigeria, so I don’t think it will be possible.

Hi Leo – Without knowing your personal circumstances, I can’t make a recommendation either way. But one thing I can say is that Fundrise is a real estate investment platform, Betterment is diversified and may be the better choice if you don’t want to be limited to real estate only. Or you could put most of your money in Betterment, and a small amount in Fundrise. But please discuss this with a financial professional. Usually when someone doesn’t know how to invest their money they need direct help from someone close to their financial situation.

I watched your youtube videos about passive income and you mentioned about betterment. Now I am thinking about betterment over fundrise. I do not know which one to choose.

I would like to start investing now as I would like to see myself as having financial security and freedom. Hope you could guide me on this. Thanks.

Hi Wally Jean – No one can tell you what you’ll have in two years. Investing isn’t precise, unless you invest in fixed income assets that don’t fluctuate in value. Since Betterment involves investing in stocks and bonds, it’s not possible to say for certain what you’ll have in the future.

@Sarah We’ll be updating the post to reflect the recent changes. Even with the restructured fees I still Betterment is still a great option for those looking for a “robo-solution”.

Hi Steve – We do receive compensation if someone signs up for Betterment, but I don’t endorse products I don’t believe in. I recommend Betterment because it will work for many types of investors, particularly those who are looking for professional investment management at low cost.