Comments on: How to Invest $200,000 and Generate a Solid Return

By: Jeff Rose, CFP®

Jeff Rose, CFP® — Tue, 21 Mar 2023 18:56:31 +0000

In reply to J Dean. "Stocks are expensive" If you think you can time the market, you're kidding yourself. I've even fallen to that mental trap and I assure you it doesn't work. If you know you need to invest but not sure when/how to get started, I would suggest to dca your way in. Start with small chunks so over time you're fully invested.

By: Jeff Rose, CFP®

Jeff Rose, CFP® — Tue, 21 Mar 2023 18:54:01 +0000

In reply to john wm. frye, jr. you're welcome! Thanks for reading.

By: Jeff Rose, CFP®

Jeff Rose, CFP® — Tue, 21 Mar 2023 18:53:42 +0000

In reply to Mr. Hoyt. Good luck!

By: J Dean

J Dean — Thu, 16 Jan 2020 15:21:54 +0000

Great article! Thank you. I’m 45 and have no idea what to do with my 200k. I have it in a bond with only 1.6% return. I need to decide which way to go as you state it should be primarily in stocks. I’m hesitant now because stocks are expensive and wondering if there would be any benefit to waiting until the market falls a bit.

By: Mr. Hoyt

Mr. Hoyt — Sat, 06 Apr 2019 04:40:48 +0000

Where and how can I get 12.5 return on $200,000 cash in vestmen. Like it to be close to home in n.w.fl. Town of Niceville,in Okaloosa county,fl. O.k. Thank you.

By: john wm. frye, jr

john wm. frye, jr — Thu, 04 Oct 2018 23:24:10 +0000

thank you for what appeasers to me to be reasonable sound advice and educational comments.

By: Jeff Rose

Jeff Rose — Tue, 29 May 2018 17:04:49 +0000

In reply to Hoyt. Hi Hoyt - Unfortunately, no one can guarantee you a 12% annual return every year, especially not on a totally safe investment. Since everyone's situation is a little bit different, I'd start by sitting down with one or more people you know who are familiar with your finances and your circumstances, to come up with a plan. But don't be overly aggressive – the worst outcome would be to lose a bunch of money trying to get a return that is impossible.

By: Hoyt

Hoyt — Sat, 19 May 2018 04:16:38 +0000

Help help help please,please please. Need bad now in niceville,fl. Am 75, bad.health how to get just 12 percent return on $200,000 investment to upgrade house and pay for all sorts of health care costs for me and some for wife who try’s to take care of me and in bad health her self,that will barely take care of all sorts of needed health care and medical insurance needed now,do not have.

By: Jeff Rose

Jeff Rose — Sun, 29 Apr 2018 17:06:06 +0000

In reply to Rehana Potter. Hi Rehanna - Take a close look at the suggestions in this article and decide which will work best for you. I'd recommend being more conservative though since you're 68 and on your own. Talk with other people you trust as well. You have a big decision to make, and don't do anything until you're sure of what you're doing.

By: Rehana Potter

Rehana Potter — Sat, 21 Apr 2018 04:51:30 +0000

This article was a great help to me as it spells out everything in layman’s terms. I have no experience and not much knowledge about investing but I am about to receive around $230,000 from the sale of an overseas property and have been wondering how to invest it in order to generate a monthly income. I am 68 and on my own.